LEGAL HELP CENTER - Auto Liability Coverage

Auto Liability Coverage News:

• No, US auto workers do not make $71 an hour - Tampabay.com   • Read blog of Senate hearing on auto aid - Detroit Free Press   • 21st Century Holding Company's Subsidiary Federated National ... - MarketWatch   • Why Detroit woes aren't UAW's fault - Philadelphia Inquirer   • Déjà Vu for General Motors - The Emory Wheel   • Auto theft, on the rise in county, can be a nightmare - The Columbian   • Is landlord liable for damage to car? - Chicago Tribune   • New Survey Finds Holiday Travelers Don't Know Travel Insurance ... - AmericaJR.com   • AARP’s Stealth Fees Often Sting Seniors With Costlier Insurance - Bloomberg   • Says House should reject $350 billion to Treasury without loan ... - MarketWatch

Did You Know?

There are 12,000 injuries and 130 deaths involving school buses annually

Auto Liability Insurance

Automotive liability insurance covers injuries and damages to others where you are at fault in an auto accident. Most states require you to have a specified minimum amount of Auto Liability insurance.

Types of auto insurance liability coverage:

•  Bodily Injury (BI) coverage is for medical bills and other expenses (such as loss of wages, pain and suffering) of those hurt in an accident which is your fault.

•  Property Damage (PD) coverage pays the cost of repairing vehicles or other property damaged in an accident for where you are at fault. Property Damage coverage does not repair your car.

Liability coverages are expressed as three sets of numbers representing thousands of dollars. 100/300/100 policy would mean one hundred thousand dollars, three hundred thousand dollars, one hundred thousand dollars in coverage. The first number is the most money paid for bodily injury (BI) that is paid to any one person in an accident. The second number is the maximum payment for the combined total of all bodily injury claims. The third number is the highest payout for all property damage claims in an accident. Another type of coverage is called "single limit liability." In that case the number denotes the amount covered for combined total liability in a single accident.

Auto Insurance companies always offer increasing amounts of liability coverages. Medical costs and increasingly expensive vehicles mean you'll need more liability coverage than you might expect. It is possible that a judge could order you to pay out of your pocket for auto insurance claims that are in excess of your policy limits.

CONTACT AN AUTO INSURANCE AGENT IN YOUR AREA FOR A FREE QUOTE

If you are in need of auto insurance or are just looking to compare rates with other auto insurance companies in your state, use this Free Online Consultation Form and an insurance agent in your area will get back to you within 24 hours.

IF YOU'VE BEEN INJURED IN AN ACCIDENT - CONTACT AN ATTORNEY

If you are in need of legal advice or services, or simply wish to speak to an attorney who has successfully handled auto accident cases in your state, you may use this Free Online Consultation Form.

There is NO COST or obligation for this service.