Every year over 1,000 children die in swimming related accidents. For every child who drowns, six receive emergency room care
Choosing Your Deductible
Higher deductible rates can lower auto insurance premium payments. Changing a policy deductible from the standard $50, upward to $1000 could reduce your collision and comprehensive coverage cost anywhere from 10 to 40%. Yes, choosing a $1,000 auto insurance deductible can save you 40 percent on your auto insurance costs! But be sure you have enough cash available to cover that deductible if your car needs repairs following an accident.
You must choose an auto insurance deductible (the amount you pay before the insurance company pays the remainder of a covered loss) when you purchase auto insurance. The higher the deductible, the lower the insurance premium payments. It is very important to keep in mind that the deductible is the amount you pay directly to the auto body repair shop if your vehicle is damaged, and remember that the deductible you choose directly affects your auto insurance premium rates.
Use the Auto Insurance Deductible Calculator (below) to determine the deductible amount that is right for you. This calculator may help in evaluating your auto insurance deductible. Before you make a choice, discuss it with your agent.
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