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NEWS
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LEGAL HELP CENTER - Comprehensive & Collision

Comprehensive & Collision News:    • Research and Markets: AirGuide Business Provides Comprehensive ... - MarketWatch   • Read This Comprehensive Guide About the Many Meanings and Forms of ... - MarketWatch   • Greenville comprehensive plan hearing tranquil - Catskill Daily Mail   • Wagoner: 'GM Plan Extremely Comprehensive' - WXYZ   • WAEC yet to release comprehensive analysis of 2008 WASSCE result - The Punch   • ISTM 2009: Comprehensive Dental Implants Surgery Training for ... - OsseoNews   • Companies get head start on new Colo. energy rules - Forbes   • A comprehensive, easy-to-understand introduction to industrial ... - ThomasNet Industrial News Room (press release)   • SonicWALL Launches Comprehensive Backup and Recovery Solution for ... - MarketWatch   • A more comprehensive look at the division race - Chicago Sun-Times

Did You Know?

Every year over 5,000 car drivers and passengers are killed in accidents involving trucks and over 500 truck drivers receive fatal injuries

Collision and Comprehensive

The two types of coverage that protect your vehicle are collision and comprehensive .

  • Collision coverage pays to repair or replace your vehicle when it is damaged in a collision with another vehicle or an object such as a fence, a sign, or if your vehicle rolls over.
  • Comprehensive pays for repair or replacement when your vehicle is damaged by a hazard other than collision. Theft, vandalism, fire, glass breakage, impact with an animal, and weather-related damage are covered under this portion of your policy.

Collision and comprehensive are not legally required. Financed vehicles are required by the lender to carry these coverages as a condition of the loan. Collision and comprehensive usually carry deductibles, (the amount you must pay out of your own pocket for each loss). Your auto insurance company pays the balance remaining after you pay the deductible amount. Buying a higher deductible policy can reduce your premium payment. This reduces rates because your auto insurance does not have to cover smaller claims.

If you have an older, low value car, dropping collision and comprehensive coverage will save you money, since the larger premiums rarely justify the small settlement you would receive for that car if you suffered a total loss. Some auto insurance firms will not offer collision and comprehensive on cars more than ten years old.

CONTACT AN AUTO INSURANCE AGENT IN YOUR AREA FOR A FREE QUOTE

If you are in need of auto insurance or are just looking to compare rates with other auto insurance companies in your state, use this Free Online Consultation Form and an insurance agent in your area will get back to you within 24 hours.

IF YOU'VE BEEN INJURED IN AN ACCIDENT - CONTACT AN ATTORNEY

If you are in need of legal advice or services, or simply wish to speak to an attorney who has successfully handled auto accident cases in your state, you may use this Free Online Consultation Form.

There is NO COST or obligation for this service.

FREE AUTO INSURANCE Case Evaluation

The AUTO INSURANCE Help Center is a FREE Service and part of the Legal Help Center Network. Every month, more than 100,000 people visit our legal help centers seeking help for their family's legal needs. In the past 5 years we have we helped thousands of people get their cases settled with experienced legal representation in each state.

 
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